Providence Bank
We're turning 20!
A Milestone with Meaning
Join us on Friday, March 20, at any Providence Bank branch for our anniversary celebration. Enjoy refreshments and enter to win one of twenty $500 | 20‑Month CDs at 20% APY* —exclusively for our customers and shareholders.
Stop in, say hello, and celebrate with us!
Join the Celebration and Read Official Contest Details
*Annual Percentage Yield. The drawing for the twenty (20) $500 Certificates of Deposit (CDs), each earning 20% APY, will be held on May 20, 2026. Must be a customer or shareholder of Providence Bank or its Holding Company, PB Financial Corporation, on or before March 9, 2026. One entry per person. See Official Rules for complete details and restrictions. Registration must be completed by May 19, 2026. Winners will be notified by phone and must claim their prize within 14 calendar days.
NEWS
PB Financial Corporation Named to 2025 OTCQX Best 50
This recognition highlights the top-performing companies on the OTCQX Best Market based on one-year total returns and average daily dollar volume growth. We’re especially proud to be the only North Carolina-based bank to make the list, and one of just eight banks featured this year.
Business Lending
We’ve helped thousands of organizations access the capital they need to start, grow and thrive.
Digital Banking for Business
Keep tabs on your account on your schedule with Online and Mobile Banking.
Business Checking
The right checking account is the central building block for your organization’s financial tools.
business Banking
Boutiques. Mom and Pops. Microenterprises.
No matter what you call them, small businesses are the fuel and flavor of our community.
Small business is our business.
personal banking
Are your hands full?
Download our Mobile Banking app to manage your finances on your schedule. From the app, you can:
- View transactions and account balances.
- Deposit checks (personal accounts only).
- Pay bills.
Download Providence Bank Mobile:
FINAnCIAL CALCULATORS
Put a date on your daydreams.
A new car. Paying off a student loan. Saving for a trip across the Atlantic. Our financial calculators can help you create a plan that works with your timeframe and budget.
more about providence bank
Our Story
We were built to serve and built to last.
News
From new team members to the latest quarterly reports, our news page connects you with recent Providence Bank happenings.
Investor Relations
PB Financial Corporation is the holding company for Providence Bank and is traded under OTCQX Exchange under the symbol PBNC.
Careers
Competitive salary.
Excellent benefits.
Opportunities to grow.